The Central Bank of India has announced its recruitment process for 2025, inviting applications for the post of Credit Officer in Junior Management Grade Scale I. This article provides all the details, including eligibility, selection process, salary, important dates, and frequently asked questions.
Overview of Central Bank of India Recruitment 2025
Bank Name: Central Bank of India
Post Name: Credit Officer (General Banking)
Total Vacancies: 1000
Application Mode: Online
Official Website: Central Bank of India
Vacancy Details
The recruitment offers 1000 vacancies distributed across different categories as shown in the table below:
| Category | Number of Vacancies | Reservation for PwBD |
|---|---|---|
| SC | 150 | 10 |
| ST | 75 | 10 |
| OBC | 270 | 10 |
| EWS | 100 | 10 |
| General | 405 | 10 |
| Total | 1000 | 40 |
Note: The number of vacancies is subject to change based on bank requirements.
Eligibility Criteria
Nationality
Candidates must be:
- A citizen of India
- A subject of Nepal/Bhutan
- A Tibetan refugee (before 1st January 1962)
- A person of Indian origin who migrated from specific countries (Pakistan, Sri Lanka, etc.)
Educational Qualification
- Graduation in any discipline with 60% marks (55% for SC/ST/OBC/PwBD).
- Candidates must possess a valid degree certificate at the time of application.
Age Limit (As of 30.11.2024)
- Minimum: 20 years
- Maximum: 30 years
- Candidates must be born between 30.11.1994 and 30.11.2004.
Age Relaxation
| Category | Age Relaxation |
|---|---|
| SC/ST | 5 years |
| OBC | 3 years |
| PwBD | 10 years |
| Widow/Divorced Women | Up to 35 years (General), 38 years (OBC), 40 years (SC/ST) |
| Persons affected by 1984 riots | 5 years |
Selection Process
The selection process consists of:
- Online Examination
- Descriptive Test (English)
- Interview
Exam Pattern
| Section | No. of Questions | Marks | Duration |
|---|---|---|---|
| English Language | 30 | 30 | 25 minutes |
| Quantitative Aptitude | 30 | 30 | 25 minutes |
| Reasoning Ability | 30 | 30 | 25 minutes |
| General Awareness (Banking) | 30 | 30 | 15 minutes |
| Total | 120 | 120 | 90 minutes |
- Descriptive Test: Essay & Letter Writing (30 marks, 30 minutes).
- No negative marking.
- Cut-off marks apply for each section.
Interview
- Total Marks: 50
- Minimum qualifying marks:
- General/EWS: 50%
- SC/ST/OBC/PwBD: 45%
Final Selection
The final merit list will be based on:
- Online Exam Score
- Interview Performance
- Reservation Criteria
Application Process
Application Dates
| Event | Date |
|---|---|
| Online Application Starts | 30 January 2025 |
| Last Date to Apply | 20 February 2025 |
| Online Exam Date | To be announced |
| Admit Card Release | To be announced |
Application Fee
| Category | Fee (Exclusive of GST) |
|---|---|
| Women/SC/ST/PwBD | ₹150 |
| Others | ₹750 |
Steps to Apply Online
- Visit Central Bank of India Recruitment.
- Click on “Apply Online for Credit Officers-PGDBF”.
- Register with basic details (Name, Email, Mobile).
- Fill in educational & personal details.
- Upload photograph, signature, thumb impression, and declaration.
- Pay the application fee.
- Submit and take a printout for future reference.
Salary & Benefits
| Component | Amount (₹) |
|---|---|
| Basic Pay | 48,480 – 85,920 |
| HRA | As per location |
| DA | As per government rates |
| Other Allowances | Travel, Medical, etc. |
Stipend during Training:
- Classroom Training (9 months): ₹2,500/month
- On-Job Training (3 months): ₹10,000/month
Education Loan Option:
- Candidates can take a loan from the bank for the PGDBF Course Fee (₹3-4 Lakhs).
- Loan repayment starts after course completion.
Frequently Asked Questions (FAQs)
1. What is the last date to apply for Central Bank of India Recruitment 2025?
The last date to apply online is 20 February 2025.
2. Can final-year students apply?
No, candidates must have their final degree certificate before applying.
3. Is there any negative marking in the online exam?
No, there is no negative marking in the exam.
4. What is the selection process for the Credit Officer post?
Selection involves an Online Exam, Descriptive Test, and Interview.
5. What is the salary of a Credit Officer in the Central Bank of India?
The basic salary ranges from ₹48,480 to ₹85,920 plus allowances.
6. Can I apply if I am 31 years old?
No, the maximum age limit is 30 years (relaxation applies for reserved categories).
7. What is the course fee for the PGDBF program?
The course fee is between ₹3-4 Lakhs (can be paid through an Education Loan).
8. Will the bank reimburse the course fee?
Yes, after 5 years of service, the bank will reimburse the course fee (excluding GST & interest).
9. What documents are required during the application process?
- Graduation Marksheet
- Identity Proof (Aadhar/PAN/Passport)
- Caste Certificate (if applicable)
- Disability Certificate (if applicable)
10. Where can I get the latest updates on the recruitment?
Visit the official website Central Bank of India Recruitment regularly.
For more government job updates, visit SarkariJobs360.in.
